FAQ
How
long will it take for my loan application to be approved?
Your
CASE IH dealer will let you know within one working day once they have all the
information they need.
Can I change the amount of the loan
after it is approved?
Yes, simply talk to your local
CASE IH dealer.
How long are the loan terms?
CASE IH Finance’s terms are flexible, ranging from 12
months to five years.
What interest rates do you charge?
Interest rates vary depending on the amount borrowed
and the credit history of the business. Interest rates can also be fixed or
floating depending on how you would like your loan structured. To get an idea of
our current rates, click here or call
ADVANCE
AGRICENTRE
What is the security for my business’
loan?
The security will be the asset you’ve
purchased, although your CASE IH dealer may ask for additional
security or a
guarantor, depending on CASE IH Finance’s credit assessment of your business.
Can the
business pay the loan off before the end of the term?
Yes, your CASE IH dealer can structure your loan so
you can make lump sum repayments during the term without penalty. However if you
pay off your loan in full before the end of the term, there is an early
settlement fee.
Can I change the repayment amounts
during the loan term?
Yes. Talk to your CASE IH
dealer and they’ll see what they can do to change the loan to suit your
business’ cashflow.
What is a guarantor?
A guarantor is someone who agrees to pay the loan if
the business doesn’t keep up the payments. |